Thanks for the suggestion. It looks like the credit unions around me do have similar or a slight bit better rates. And I do like the idea of keeping my money more locally.

That’s a really interesting idea. That makes me think it would even be better in the sense that the data would be protected rather than risk a cloud service going out of business or changed their storage location. Not that that is a likely scenario but still.

You could try adding cardamom and/or cinnamon to change it up

Maybe in adults, but I’m not so sure for early development. This topic was discussed on The Happiest Labs with Dr Laurie Santos and was pretty interesting. The psychologist she brought on explained how mammals need play as part of practicing socialization and is crucial for brain development.

The “play-based childhood” has shifted more toward a “device-based childhood” and the change is noticeable in many children’s self image and executive functioning. Like this article mentions, the early access to social media seems to be the biggest contributor lowering self worth due to constant comparison.