This is the dream for me really. Alas I am nearly 10 years later to the starting line than you.
Approximately 30% of my income goes to cost of living and with the rest I’d say I invest about 30% and the rest sits in a HYSA at 5.2% interest. Generally pretty frugal while allowing meaningful trips and travel.
I find the home ownership pieces wildly daunting as I do not know the market anywhere and am a firm believer in “past performance is no guarantee of future success” so i remain skeptical of infinite growth in housing.
This is the dream for me really. Alas I am nearly 10 years later to the starting line than you.
Approximately 30% of my income goes to cost of living and with the rest I’d say I invest about 30% and the rest sits in a HYSA at 5.2% interest. Generally pretty frugal while allowing meaningful trips and travel.
I find the home ownership pieces wildly daunting as I do not know the market anywhere and am a firm believer in “past performance is no guarantee of future success” so i remain skeptical of infinite growth in housing.
Anyways thanks for the thoughts mate!